We almost had one, but stopped after the main setup but before signing on. Wasn't convinced of the value. Seemed like they were just doing portfolio reallocation for a pretty penny.
What are you experiencing?
Had one for ~8 years. Talked to them maybe 10 times, and they only ever did basic indexing w some tax loss harvesting. We should have just self managed.
I recently made a 10 foot sailboat and took it on a fifty-mile adventure in the Salish Sea. I can still feel the way the wind pushed the boat over the water. I kept imagining the way that our progress was the sum of the vectors of wind, current, and gravity. #tinkeringnotesfollow